A Foreclosure Story
By Barbara Ann Jackson
11 April, 2010
Countercurrents.org
Some people think that those who fall delinquent on their mortgage
debts deserve whatever happens to them. Deadbeats, is what they call
us, even though becoming delinquent on a debt was an unavoidable
occurrence. Some of us did not know that marriage failure would
bankrupt us; or there would be medical bills; or job layoffs --but yes,
some folks lived beyond their means. All the same, this narrative is
about what collection on a loan via fraud and deception can do to a
person, as few people know much about dark sides of lending and
borrowing.
My story is not some sour grapes foreclosure story. I am not so much
calling attention to loss of a home, but rather, to nearly irreparable
wrongs that occurred in connection with real estate extortion. This
is my true verifiable story about how --like an overrun creature lying
in the street, my brutal adversaries have maimed and left me there!
And while I wince in pain, I anguish also for others who have been
wronged by brutes. I do not have any other choice except to raise my
pen and voice until vindication arrives; and authorities stop the
wrongdoers from continuing their harms. Moreover, my situation has
little to do with whether I have forgiven them, but it is about my
lack of freedom and impediments to my ability to pursue happiness and
employment for which I am qualified.
For 4 years, I fought through the court systems to prevent the
fraudulent taking of my home. In so doing, I was repeatedly ravished
by merciless litigators. They caused me lost jobs and blacklisting.
I was always vilified and made to seem like a crazy outcast. I was
persecuted and castigated by judges; I spent lots of ill-affordable
money in legal costs; my privacy was shockingly, repeatedly invaded; I
was falsely arrested; at one occasion, I was so tormented, I went to
the bathroom on myself; and my freedom yet remains in jeopardy. Also,
there's an amazing plethora of distorted humiliating documents and
statements about me in federal court records. Such pleadings,
records, and documents would never have been if it I were not opposing
that foreclosure fraud, as court systems are the only means of
opposing an unlawful foreclosure. (And yes, I knew, like most
African-Americans know, that seldom do 'our kind' prevail in New
Orleans federal courts --unless a controversy is well-known to the
public, and skewed decisions would be too obvious.) To put things
bluntly, the merciless suffering to which I have been / and am being
subjected to is because: (a) I would not cooperate with unlawfully
losing my home; and (b) the n___r bitch, as I was called, needs to
know her place. In gist, this is what happened:
A foreclosure mill attorney, deliberately filed a foreclosure in the
name of an entity which (GE Capital Mortgage Services, Inc) did not
have standing for my New Orleans mortgage loan. Although I did not
know why the attorney committed that fraud, I recognized that my home
was being taken through illegal means. I filed judicial challenges,
in which I asserted and proved the foreclosure was impossible due to
the foreclosure plaintiff's non-existence. (I might not have been
inclined to fight so hard for my home if it were not for the deceptive
method in which I could loose it.) The frauds were the red flags that
led me to search and find out there was no "perfected lien" on my
home; and that a novated loan document was not lawfully enforceable.
Even up to this date, I'm certain that all those court judgments and
rulings are VOID AB INITIO, due to fact that the foreclosure was a
nullity. But there is no New Orleans court that will bother with
statutes and laws, particularly if doing so would benefit me.
Whenever the opportunity occurs, I will be within my right to CLEAR MY
NAME, as well as sue for torts, civil rights violations and
Constitutional wrongs damages, especially under theories of "tolling."
Nonetheless, my life as of now remains not much different from how
my adversaries left me.
Also, falsified "lift stay" motions in my bankruptcy case were filed.
However, during litigations, an Affidavit (it's posted on my website),
signed by the "successor" mortgage company came to light. The
Affidavit is PRIMA FACIE proof that the plaintiff named in the
foreclosure had no standing; it proves that the attorney's purported
May 2005 auction (that was held in my absence) --and the attorney's May
2005 bid and purchase of my home was not lawful. (Incidentaly, such
activity is the norm for that foreclosure mill lawyer.) The
foreclosure, accomplished via use the defunct mortgage company (which
could not possibly own the note), manifests that the recorded deed,
after that purported auction, was actually for the mill attorney's
benefit. Afterwards, in July 2005, in the local newspaper reported
that Freddie Mac paid an amount of $86,150 to buy my home from the
same non-existent plaintiff (impossible!) that was named in the
foreclosure. Also, notwithstanding that affidavit, Louisiana's
Secretary of State corporations database shows the October 25, 2002
extinction of GE Capital Mortgage Services, Inc., when it merged into
GE Mortgage Services, LLC. Furthermore, due to Wells Fargo filing a
false IRS form 1099-A for my property, I had Internal Revenue
enquiries. Put plainly, it is obvious to any reasonable person, that
auction, the purchases and sales of my home cannot possibly be
legitimate. Because I had the courage to challenge these blatant
wrongs, I was maimed; and I am yet 'lying in the street', in pain. I
do not have any hope to get my life back if I don't continue to cry
out until help and vindication arrives. *Entire, irrefutable details
--along with that affidavit and other facts are posted at:
http://www.lawgrace.org/2010/04/07/comments-foreclosure-on-
louisiana-judge-reginald-badeaux-home-us-attorney-jim-letten
-freddie-mac-wells-fargo-frauds-collusion-etc/.
Barbara Ann Jackson (Katrina displaced from New Orleans)
Law & Grace, Inc
http://www.lawgrace.org
